Have you had the unfortunate experience or know someone who has lost everything in a wildfire? If you have, then you understand the emotional toll it can take on a family, as well as the hundreds of hours it takes to put together and document an insurance claim that the insurance company will accept and provide the maximum payout.

It is no secret that frustrations arise out of this difficult process. After all, you can just Google insurance problems after wildfires to see the thousands of stories that people share first hand.

After a devastating loss, many proactive homeowners and business owners hire their own private adjuster to deal with the insurance negotiations, and to maximize the payout.